Mortgages, remortgages, and secured loans from Finance Plus

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Mortgages, personal loans, remortgages, commercial mortgages, non-conforming loans, finance, loans, mortgages, arrears, and non-conforming finance

Terms of Business

Credit Searching

Finance Plus and your mortgage provider will rely on the information you have given and supplied in the mortgage application form. If you are aware of anything that ceases to be true or you have not provided us with some information that could affect the mortgage, you should inform us/them as soon as possible. Failure to do so or providing us with inaccurate information could result in any mortgage offer being withdrawn at any time up until completion and following completion will mean the mortgage may become immediately repayable.

You will have been asked by a member of our staff over the telephone to provide consent for us to undertake a credit search on you and any other joint applicant (who will also need to provide his/her consent). You should be aware that a record of the search might be retained by the credit reference agency. As part of this credit search you will be consenting to our checking your details with a fraud prevention agency/agencies and you should be aware that if you give false or inaccurate information and fraud is suspected then this would be recorded.

You should understand that lenders and other organisations may use and search these records to help make decisions about credit and credit related services.

These records may also be used to help make decisions on motor, household, credit, life and other insurance proposals and claims for yourself and members of your household. They may also be used to trace debtors, recover debt, prevent fraud, check identity to prevent money laundering (if insufficient proof has been furnished to your mortgage provider), and also to manage your accounts or insurance policies.

Fees

Details of our fees and other fees are provided on your follow through to I.D.D.

Click here to apply for finance now, or contact us via email at info@financeplus.co.uk or

Telephone us on 0800 138 3024

Your home may be reposessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Think carefully before securing other debts against your home.

Overall cost for comparison is 7.4% APR.

Actual rate depends on your circumstances.

Written details on request.

© Finance Plus (UK) Ltd is directly authorised and regulated by the Financial Services Authority (FSA).

Our FSA Register number is 302550

The guidance and / or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Finance Plus (UK) Ltd specialise in arranging any purpose UK Bank and Building Society finance, mortgages, re-mortgages and secured loans for clients with non status or adverse status credit history and past or present credit problems who may be blacklisted. We have available special problem mortgage, re-mortgage and secured loan for any purpose for clients with special needs and requirements including Mortgage Arrears, CCJ’s, County Court Judgements, Defaults etc for Debt Consolidation, settling existing loans and credit arrangements or paying off credit cards. We welcome enquiries from applicants with poor payment profiles, IVA’s, (Individual Voluntary Arrangements), bankrupts or people in danger of bankruptcy or blacklisted in general due to arrears on credit cards, loans or mortgages even repossession and we will consider consolidation to reduce costs and outgoings. Special schemes for self certification of income for those who cannot or are unable to show or prove this income by way of payslips or accounts available for both employed and self employed, contractors or sub contractors, IT Technicians, consultants and other commission based employment via an agency or not. All loan, mortgage and re-mortgage is secured against a property, be it house, flat or maisonette and is available to owners and mortgage payers who can be owner occupiers or let on assured short-hold tenancy agreements. We also arrange Buy to Let, Let to Buy and Right to Buy mortgages for people wishing to buy their Council home also Investment mortgages for new or existing landlords for house purchase purposes, mortgages available for shared ownerships, housing association and home buy schemes, even self build or knock down and rebuild. Details upon request.